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Owning a home is more than just having shelter.  Home ownership means you have reached a level of economic status that allows you to purchase a valuable asset.

Some people believe that they can't afford to buy a home.   In many cases, though, renters can purchase a home for the same amount as their monthly rent payment.

Tax deductions for mortgage interest and property taxes make buying a home a shrewd financial move. Many people who buy homes find that their home's value tends to increase over time. Appreciation increases your own financial net worth.

With so many advantages to home ownership, isn't it time to buy one?

This step-by-step tutorial will walk you through the home buying process.  You can read the entire tutorial starting with "What To Buy", or you can jump to the specific sections listed in the menu.

Many of the upcoming pages have Adobe Acrobat Reader® (PDF) documents attached (get Reader® for free).  Full versions of the .PDF files automatically appear for those who log in.  The first two pages of these files automatically appear to those who choose not to log in.  Our recommendation?  Register and log in to see everything.  Registration is free, and we do not spam our user community.

Remember to check out the worksheets which include on-line calculators and downloadable worksheets.  They are there to help you assess your situation, your financial position, and your readiness to buy property.

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